Care Home Insurance

Whether you run a residential care home or offer nursing care, you can rely on us to provide the optimum cover to meet the very specific needs of this sector. Standard business insurance does not cover the unique set of risks involved within the care industry, so it is vital that you have the correct cover for your care home business.

Experience is crucial

We have a lot of experience in insuring care homes so you can trust our expertise to ensure that you have the most comprehensive cover to protect your business, your staff and your residents.

We offer a range of covers including;-

  • Public liability insurance
  • Management liability
  • Business interruption
  • Medical malpractice
  • Buildings and contents, including equipment and medical supplies
  • Cyber insurance

There are only a very limited number of companies that can provide the specialist protection you need. Fortunately, our years of experience, expertise and strong relationships in this demanding sector enable us to offer you comprehensive and cost-effective insurance cover, no matter what size of care facility you offer.

Protect your residents, employees, and business from the unique risks within the care industry.

We provide a high-quality, personal service tailored to your organisation’s specific needs, helping you to minimise risks and reduce the need for future claims. It also allows us to maintain very competitive premiums over the long term.

We ensure that you are fully aware of and understand the implications of the policy conditions and how to comply with them. We can also help you evaluate the correct re-build costs for your building. This clarity and understanding helps to avoid potential issues which could invalidate future claims.

Should you need to make a claim however, our helpful and experience team are on hand to make the process as painless and hassle free as possible.

Get a Quote  or contact us directly on 01884 256412

We also partner with Redcrier Training Solutions, who supply specialist training to the social care sector. With family values at their core, they offer a friendly flexible approach delivering effective training to care providers. This enables care homes to maximising staff potential and minimise risks whilst promoting best practice, through a process of training which delivers results for you, your staff and those being cared for.

There is no need to take our word for it

BH&S have looked after our Care Home insurance since 2008 and we have been very happy with their level of service and their understanding of the care home sector.

Care is an incredibly complex subject, and we feel safe knowing that our Broker has the knowledge and expertise to ensure that we are adequately covered, even for things we would never have considered a risk. Because of their experience we are confident that our cover is very comprehensive.

They work closely with us, not just at renewal but throughout the year, to better understand our business and to make sure that our cover always reflects our needs. Importantly BH&S provide excellent service as an insurance broker, in terms of dealing with our queries, changes in cover or claims, which are always handled promptly.

We’d happily recommend BH&S to any business in the care home sector.”

Sam Notaro

Finance Director

Caring for the carers.

Trust BH&S to provide the care you need, so you can continue to care for those in need.