Our People.

Richard Smith

Richard Smith

Managing Director

Richard Smith (ACII) is the Managing Director. Richard manages the commercial department dealing with the larger new business cases and also has the responsibility for the compliance. Richard is a Chartered Insurance Broker and has more than 20 years insurance experience. He is a keen cricket fan supporting Somerset and England and is married with 2 boys.

Steve Barrett

Steve Barrett

Commercial Lines Advisor

Steve Barrett (Cert CII) started working within the insurance industry 25 years ago in Witheridge.
Steve’s role spans personal and commercial policies and believes in providing a first rate customer service.
He enjoys playing darts, walking the dog and enjoys nothing better than a night in with a good film.

Neal Clapp

Neal Clapp

Commercial Lines Advisor

Neal Clapp Cert CII. Neal joined BH&S in 2016. He is a University of Plymouth graduate and has lived in Tiverton all of his life. Neal enjoys football and is a Leeds United fan! Neal achieved his Cert CII qualification in March 2017.

Lin Cooke

Lin Cooke

Finance Manager

Lin Cooke is the Finance Manager and responsible for the accounts. She previously ran “Mid Devon Insurance” (formerly John Skinner & Co and Colebrook Insurance) with her husband Bill for over 20 years.

Peter Daniel

Peter Daniel

Commercial Lines Advisor

Peter Daniel is originally from Kent and has 30+ year’s underwriting experience having worked for Commercial Union and Cornish Mutual Assurance. Peter lives in Tiverton and is part of our Commercial Team. He is a keen golfer and supports local football.

Marie Eveleigh-Bowles

Commercial Lines Advisor

Marie has worked in the insurance industry for over 15 years and started her career selling Student Insurance. Marie joined BH&S in 2013 after nearly 10 years working for Lloyd & Whyte Ltd specialising in insurance for the Healthcare Professionals. She has 2 young children and has many years’ experience in Ballet & Commercial Street Jazz.

Amy Guscott

Personal Lines Advisor

Amy Guscott (Cert CII). Amy has been with BH&S since joining as an apprentice over 15 years ago and deals with personal lines renewals and enquiries. She has an interest in horse racing and enjoys a day at the races or local point to point meetings.

Jonathan Harvey

Commercial Lines Advisor

Jon Harvey (Cert CII). Jon has over 19 years insurance experience. Jon recently moved to our Commercial Team having previously been the Personal Lines Manager. Jon also manages the company IT and telephony systems. Jon enjoys football, cycling and going to the gym.

Nick Mudford

Personal Lines Advisor

Nick Mudford (Cert CII) joined the company as a Personal Lines Advisor in December 2011. Nick’s role involves advising on all aspects of home, travel and motor insurance, including claims handling. Nick has a son and a daughter. His interests include going to the gym, cycling and going to music gigs. Nick achieved his Cert CII qualification in March 2017.

Philip Venn

Philip Venn

Personal Lines Advisor

Phil has worked with BH&S Insurance services since 2005. In the past Phil has had his own business based in Bampton as a well-known local financial advisor.